About the author team: This seven-volume work, comprising forty chapters, reflects the combined academic, teaching, research, and field experience of Dr. Vadithe Mallikarjuna Naik, Dr. B. Vanitha, Dr. Lankala Goverdhan Reddy, Dr. M. Karuna Sree, and Dr. Tejavath Ramesh. Their expertise spans development economics, agriculture, environmental and energy economics, financial inclusion, women’s entrepreneurship, tribal and rural development, public policy, econometrics, and digital transformation.
Drawing upon this diverse background, the volumes examine how artificial intelligence is reshaping the Indian economy—from agriculture, industry, finance, employment, education, and healthcare to governance, sustainability, entrepreneurship, and inclusive development. The discussion combines economic theory with empirical research, field experience, and policy perspectives, with particular attention to rural communities, women, tribal populations, and other disadvantaged groups.
The authors hope this work will help students, researchers, educators, policymakers, and general readers understand both the opportunities and challenges presented by artificial intelligence. Above all, the volumes advocate a responsible, inclusive, and human-centred approach to AI that supports sustainable growth and contributes to India’s development journey towards 2047.
Verified profile
Dr. Vadithe Mallikarjuna Naik
Lead Author · Economist · Researcher
Dr. Vadithe Mallikarjuna Naik is an ICSSR Postdoctoral Fellow at the Centre for Economic and Social Studies (CESS), Hyderabad, and Secretary of the Institute for Tribal Development Studies (ITDS). He holds a Ph.D. in Economics from Andhra University and postgraduate qualifications in Statistics, Rural Development, Computer Applications, Journalism, Governance, and Tribal Development Management. His research focuses on tribal development, public finance, financial inclusion, rural livelihoods, environmental change, and disadvantaged communities. His extensive field and policy research brings an inclusive development perspective to this seven-volume work.
EconomicsFinTechTribal DevelopmentPublic PolicyEconometricsAI & Inclusion
vmnaik@cess.ac.in →
VMN
Series author
Dr. B. Vanitha
Co-author
Dr. Vanitha B. is an Assistant Professor (PT) of Economics at University Post Graduate College, Secunderabad, Osmania University, and an ICSSR Postdoctoral Fellow. Her academic interests include financial inclusion, FinTech, women’s entrepreneurship, development economics, microfinance, self-help groups, agricultural economics, public finance, gender economics, and sustainable development. Her research on financial inclusion among Scheduled Caste women entrepreneurs contributes valuable insights into digital finance, inclusive entrepreneurship, and the social dimensions of artificial intelligence.
Financial inclusionWomen’s entrepreneurshipFinTech
VB
Series author
Dr. Goverdhan Reddy Lankala
Co-author
Dr. Goverdhan Reddy Lankala holds a Ph.D. in Economics from Osmania University and serves as an Assistant Professor (PT) of Economics at Veeranari Chakali Ilamma Women’s University. His teaching and research areas include environmental economics, energy economics, development economics, macroeconomics, public economics, and the Telangana economy. He has participated in several multidisciplinary research projects involving field surveys, socioeconomic impact assessments, and policy analysis. His expertise strengthens the volumes’ discussions on AI, energy transitions, sustainability, climate change, and economic development.
Energy economicsSustainabilityPublic economics
LGR
Series author
Dr. M. Karuna Sree
Co-author
Dr. M. Karuna Sree holds a Ph.D. in Economics from Osmania University, specialising in agricultural productivity in India, with particular reference to Telangana. She currently serves as an Assistant Professor (PT) at Veeranari Chakali Ilamma Women’s University, where she teaches Economics at the undergraduate and postgraduate levels. She also serves as the Coordinator of the University’s Women’s Studies Centre. Her academic and research interests include agricultural economics, food security, rural development, energy economics, human capital, women’s empowerment, and digital transformation. Her contribution to this work provides valuable insights into the application of artificial intelligence in agriculture, rural livelihoods, gender inclusion, and sustainable development.
Agricultural economicsFood securityWomen’s empowerment
MKS
Series author
Dr. Tejavath Ramesh
Co-author
Dr. Tejavath Ramesh holds a Ph.D. in Economics from Osmania University, where his doctoral research examined first-generation women entrepreneurs in Telangana. He is a recipient of the National Fellowship for Scheduled Tribe Students (NFST) and has more than ten years of teaching experience. He currently teaches Economics at Government Degree College (Autonomous), Palvoncha, Bhadradri Kothagudem District, Telangana. His teaching expertise includes microeconomics, macroeconomics, public finance, international economics, and econometrics. He has also contributed to field-based research on tribal communities, household livelihoods, financial inclusion, and socioeconomic development. His research interests encompass entrepreneurship, tribal and rural development, women’s empowerment, agricultural economics, and public policy. His contribution to this work highlights the role of artificial intelligence in entrepreneurship, employment generation, financial inclusion, and equitable economic transformation.
Tribal developmentEntrepreneurshipPublic policy
TR 